Best Investments 101: How to Get Steady 10% Returns
Yesterday, I wrote a bit about how much you’re going to need for retirement, and explained that most investments don’t outperform inflation. In other words, most investments are essentially worthless. This means your goal should be to have investments that earn, at the very least, 10% per year. Anything less isn’t an investment — it’s a loss.
I’ve written before about the basic ways to invest. That page simply listed all of the more popular ways of putting your money to work for you. This page is different. Here you’ll find the top ways to get the highest returns — that page was about being comprehensive, and this page is about being elite.
Below are the top 4 ways to invest in order to achieve 10% investment returns.
Peer-to-Peer Lending. In the last few years, Peer-to-Peer lending has sprung up as one of the most original and brilliant investment opportunities available. You can essentially take your money and invest by helping give loans to people seeking them.
The average returns are roughly 9%, but by following extremely safe practices, you can get higher — up to even 14% returns every year. Again, I’ll be explaining more about this in the future.
Boring Dividend Stocks. Buying extremely boring dividend stocks that consistently increase their dividends is one of the safest ways to steadily grow both your net worth and your income over the long haul by roughly 1.6% over the S&P 500.
That’s just if you buy any dividend stocks — buying dividend stocks with high fundamentals provides much higher returns. Plus, dividend stocks drop less during market crashes and are less volatile.
Start Your Own Business. If you start a business and can hit profitability within 8 years, then you’ve easily hit 10% returns — as well as created an income and huge selling potential. Starting your own business can easily be the best investment decision you can make. Expect more updates and details about this as time goes on.
Diverse Permanent Portfolio. A few weeks ago, I wrote about the safest investment you can make. It’s called a permanent portfolio, and it works. The reason lots of investments don’t earn much on the long haul is because they hit bear markets — a few years where they earn either nothing, or drop in value.
The key is to create a portfolio that is wired so that it doesn’t drop — it just stays the same because it’s balanced correctly. Learn more by reading about the permanent portfolio. This investment gets roughly 10% returns per year, and almost never drops substantially over the course of a year.
Stand Strong Research is dedicated to the philosophy that you can invest in a way that’s safe, provides you with a full-time income for retirement, and will easily outperform 10% or more. Want to learn more about these investments? Then subscribe to us.